Real Estate Loan
Real estate loans help you buy property and add assets to your business when you need them.
Sometimes, business owners need to purchase a property, but they don’t have the cash to buy it outright. This can make them miss out on really profitable deals. In fact, financing commercial real estate has many benefits over direct purchase. Businesses that utilize real estate loans maintain cash for maintenance and operating expenses while adding to their asset portfolio and increasing cash flow.
Major Purchases
Acquire properties, increase equity over time and manage costs based on your revenue stream. Even as a small business, you can buy new real estate and make other major purchases when you need to.
Short and Long-term Loan Options
There are different loan options to choose from. Take advantage of our short or long-term financing and help your business grow.
Flexible Repayment Terms
The terms of real estate loans at Ashpry Capital are reasonably flexible. You even have the option of refinancing an old loan and enjoy lower interest rates.
03. FAQ’s
What is a Real Estate Loan?
Real estate loans are not only restricted to buying real estate. You can leverage the assets already in your portfolio to secure financing for other business needs. For instance, if you need cash for a project, you can get a business line of credit or a working capital loan against the value of your assets. Contact us today and let our team show you how to get started.
How Do Real Estate Loans Work?
1. Online Application
Send in an application online to kickstart your loan process. This requires you to provide information on your business and other necessary details. If you need help with this, contact us. We will provide you with an experienced hand to help you out.
2. Consultation
After submitting your application, we will match you with an experienced borrower advocate who will show you the loan options you can choose from. Together, you will work out which loan program is best for you.
3. Lender Selection
Once you’ve decided on a loan program, we will take your application to our extensive lender network. We will present your offer to them and find you the best match.
4. Underwriting and Approval
An interested lender will work with you to underwrite your loan. At this stage, your application is thoroughly reviewed, and details are checked. To accelerate the process, Ashpry Capital will work as your liaison with the lender. Once the underwriting is completed, your loan can be approved.
5. Funding
This is the part where you get the cash you need. Even after funding, our team remains at your service to provide guidance and support whenever you need it.
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Frequently Asked Questions
When is a Real Estate Loan not a good fit?
To qualify for a real estate loan, you need to provide proof of several years of tax returns. So, it is not suitable for new businesses. If you are new into business and need a loan, we can work with you to work out other loan options that are well-suited to your needs.
Does a real estate loan require a down payment?
Yes. However, the amount of down payment required varies, depending on the loan amount and the loan program you go for. Typically, it starts at 10%.
Is a small business qualified for a Real Estate Loan?
We have great finance options for small businesses. Loans programs like SBA loans and hard money loans provide real estate financing for small businesses. Let us walk you through the best path to ownership.
Where can I find the best Real Estate Loans?
Only an experienced lender who understands your business needs and has fair rates can give you the best loan offer. We have an extensive network of lenders who have a good knowledge of real estate. They can help you figure out the best terms for your specific needs.
